Volume 20 No 22 (2022)
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IMPACT OF SAVINGS AND INVESTMENT BEHAVIOUR OF WORKING WOMEN IN CHENNAI
KANDASAMY. C, Dr. MURUGESAN. D
Abstract
In the modern era, Savings stimulate investment, which in turn stimulates the nation's economy's capital production. When it comes to savings, the household sector is the most important in India. Women's income used to be merely an extra source of income. However, today's women's income is crucial to the family. The involvement of women is essential to handling unforeseen situations within the family in the future. Several research have demonstrated that the investment behaviour of men and women differs. In addition to having a lower risk tolerance, women invest for lower returns. The purpose of this research article is to examine working women's savings and investment behaviour. In relation to several investment routes such as bank deposits, insurance, postal savings, bonds, debentures, shares, chit funds, real estate, mutual funds, and gold, the study looks at the degree of awareness and the present investing pattern. Furthermore, the research has endeavoured to identify the primary determinant of investment decision-making. Research has also been done on the financial portfolios that working women favour.
Keywords
Savings, investment, extra source of income, capital, lower risk, deposits and Working women.
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